Scottsdale Loan Company is always providing watch loans. Whatever the reason is, if you need cash immediately, we can give you the loan that you desire with no credit check. With over 30 years of experience in this business we assure you that you will happy with our services and our competitive rates will prove to you that you should go nowhere else. Come in and talk to one of our friendly and experienced employees to help you get your financial needs met.

What type of watches do you loan on?

 
We loan on all types of watch brands including, but not limited to: Rolex, Tiffany, Cartier, TAG, Omega, IWC, Panerai, Breguet, Patek Phillipe, and other fine watches.

What if my watch is broken or damaged?

We look at this on a case by case basis. The value depends on the severity of the damage of the watch. The more gold it has, the better it is for you.

How do the loans work?

·     the loan is written, by law, for 3 months. If at any time during the 3 month loan duration you are able to repay the amount borrowed EARLY, it is possible. Just come in, pay off the loan plus the interest and walk off with your item.

·     If, at the end of the 3 months, you are unable to repay the loan amount in full, BUT you can pay only the interest, we will (by law) rewrite the loan for an addition 3 months. This can be repeated every 3 months for as long as you like. Hold onto your cash loan as long as you need, we will work out a payment plan, according to state lending guidelines, to suit your loan needs.

·     If you are unable, after 3 months, to pay neither the loan amount, nor the interest, the item will default and you will lose ownership. You will not be obliged to pay any additional monies nor will your credit be affected.