Diamond Collateral Loans in Scottsdale, AZ
They say diamonds are “a girl’s best friend,” but anybody who has ever paid for one knows that they’re a major asset for anybody who owns them. From diamond jewelry like diamond rings, to loose diamonds that are simply purchased as an investment, these precious stones rarely decrease in value in the marketplace.
If you’re short on cash, whether it’s to put food on the table, take care of medical bills or just to bolster your bank account, diamond loans can be helpful. Use this guide to learn more about getting diamond loans through Scottsdale Loan Company.
Do We Take All Diamonds?
With so many different types of diamonds out there, you might be wondering whether we’ll accept yours. The fact is that we work with most types of diamonds including diamond rings, loose diamonds and other types of diamond jewelry.
When you bring your diamond pieces in with you, try to bring as much documentation as you can to help you get the cash you need. Any paperwork that came with the diamond, as well as past appraisals, can be very helpful.
How Does a Diamond Loan Work?
Scottsdale Loan Company will offer you cash for your diamonds after an appraisal of what you bring in to us. During the appraisal process, we will let you know why we are offering a specific amount of cash to you. Should you choose to accept our cash offer, we’ll collect a few signatures from you, give you a copy, and store your diamond jewelry in our safe, secure, monitored safe and give you the cash on the spot. No checks, no nonsense, just cash in your hand.
After you receive your cash, you still own your diamonds. A diamond loan is by default written out for 90 days total, however you can certainly come and pick up your diamond jewelry before the loan maturity date without a penalty, and even pay less interest. If at the end of the 90 days you’re unable to pay back the entire balance of the loan, we’re happy to just let you pay off the interest of the loan and extend the term of the loan for another 90 days. At Scottsdale Loan Company, we’re not here for your items, we’re here to help and will always do everything we can to help you through tough times.
By getting a cash loan through us, you no longer have to sell your diamonds. You’ll still own them and you’ll have cash in hand in a matter of just a few minutes.
If you do want to sell your jewelry or diamonds outright, Scottsdale Loan Company may be able to help you with that as well.
We Work with Bad Credit
Many Scottsdale, Phoenix, Tempe and Paradise Valley residents believe that they won’t be able to get a loan on their diamonds or jewelry if they don’t have excellent credit. That’s simply not the case when you come to Scottsdale Loan Company.
We can easily offer bad credit loans because we don’t check your credit score at all. Our loans are collateral loans, meaning you’re getting cash based on the value of the diamonds or jewelry that you bring us.
We offer these same loans on many different items besides jewelry as well, including car title loans, loans on high-end electronics and even cash for your boat, water craft and more.
Scottsdale Loan Company
Contact Scottsdale Loan Company online to learn more about our diamond loans. We can also offer loans on a wide variety of other items, including watches, fine estate jewelry and even collectible cars. Let us help you get the fast cash you need today!